Danny Schechter asked: According to a Senate report, the starting point of this crisis was in 1997, during the reign of the Clinton Administration. It was then that a period of housing price appreciation began - increasing by nearly 85% until 2006. Home prices jumped by 124%. This was unusual, having occurred only once before in American history, right after World War II.Soon the housing sector was driving the American economy. Within the next few years, seven million families bought homes with subprime loans.Homeowners who may have been cash poor, became house rich, by dipping into inflating home equity either by refinancing or taking out low-cost equity loans. As this business boomed, underwriting standards began to "deteriorate." The banks and other lenders had found a new way to make money - and fast. These [+]

Anna Woodward asked: Of course, it is always clear that "risk" is a possibility that something unsuitable happens. What is not clear is how probable it is, what nature it has, and what harm it can do to an organization.Betting on some event means the chance of financial loss: the unsuitable outcome. To decide if we want to take on this risk means calculating the chances of winning or the odds of losing. We can implement measures to reduce the chance of the danger, and put strategies in place to handle possible unpleasant outcomes.Information security management is being aware of all elements involved in a specific risk and their relationship with your enterprise (company, web presence, etc). This is an essential basis for calculating the risk. Knowing about the threat means being [+]

s.sankar asked: I. INTRODUCTIONIn our present electricity generation system we waste more than half of its resources. Especially the transmission and distribution losses are the main concern of the present power technology. Much of this power is wasted during transmission from power plant generators to the consumer. The resistance of the wire used in the electrical grid distribution system causes a loss of 26-30% of the energy generated. This loss implies that our present system of electrical distribution is only 70-74% efficient. We have to think of alternate state - of - art technology to transmit and distribute the electricity. Now- a- days global scenario has been changed a lot and there are tremendous development in every field. If we don’t keep pace with the development of new power technology we have [+]

Dhiraj Bandurkar asked: Online Gift CardsThere are different occasions when you need to buy a gift for your family, friends and acquaintances. To choose a gift can sometimes become a difficult task. Certain things always crop up in the mind of the buyer, whether the recipient will like it or not or it may be the case that the person has everything. To save you from this problem online gifts cards have come which will provide the complete satisfaction gifting something of his/ her choice. They make the perfect choice for gifting as the recipient can buy anything that their heart wishes. The online gift cards work like gift vouchers. Internet companies with storefronts and retailers that do business usually offer gift cards. Online gift cards are available in different [+]

Dovell Bonnett asked: It's strange how the network security policies in place at a company can actually damage, rather than enhance their security. Security measures which are too stringent can lead to employees going around security for convenience's sake. Employees can actually create security vulnerabilities which your IT department may not be able to protect against; because they may be unaware that they exist!Not long ago, I spoke with the business director of a large company (I'll call her Susan). Her company's IT department requires employee passwords for their network be at least eight characters in length and be comprised of a random mix of letters, symbols and numbers. She also must change her passwords every sixty days. While Susan goes along with the security policies put in place by her IT [+]

Cory Threlfall asked: VRE -- better known as "Virtual Real Estate" is literally everywhere online.That's right. Everytime you do a search on whatever it is your searching for via the Internet you get a list of results. Within that list of results lye's thousands, if not, millions of pages of Virtual Real Estate that is making someone out there on the WWW some handsome profits.The question is... "what have you done in order to stake your Internet "VRE" claim so you too can enjoy some of that profit as well?"If you haven't started anything yet, that's okay because I did a little research for you and came up with these "6 POWERFUL VRE(Virtual Real Estate) Business Models You Can Start Building In 2006 Using Google Adsense" so you too can benefit like the many [+]