benchmark lendingErnie Fitzpatrick asked: In case you haven't seen your 401(k) yet, it's most probably lower than the last quarter- much lower. It seems the retirement accounts are headed in the direction of gasoline prices. Falling commodities prices and weaker consumer spending are slowing inflation, which officials described as a significant concern at their last scheduled meeting in September. Inflation will return and with a vegence later, but not now. Thus the Fed decided today to lower the fed funds rate 50 basis points to ONE PERCENT.They don't have a lot of room yet to go unless they want to PAY US for borrowing. The Fed "will be very aggressive,'' said Mark Gertler, a New York University economist and research co-author with Fed Chairman Ben S. Bernanke. "Inflation risks are off the table'' and "the issue [+]

Andrew Van Valer asked: All the political wrangling aside - it’s time for Americans to take care of Americans. When is the last time you talked to your neighbor? Or better yet, supported a fellow citizen in your neighborhood? Millions of families are turning to Personal Franchises running out of their homes as a solution to restore financial stability, time with friends and family balance to their lives. many of us are unaware of this new trend.Frustration. Anger. Confusion. These emotions ambush us whenever we stop to look at our global affairs. We are like strangers in a foreign land. We feel there is nowhere to turn for help, no safe harbor where our values are protected. We have few leaders willing to represent and fight for those values. We see our country veering so off course in so many [+]

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